How can I get a judgment removed from my record?

The individual or business who holds a judgment against you can voluntarily vacate the judgment. You can also petition the court directly to vacate a prior judgment. State and Federal laws give the courts the authority to vacate or modify prior judgements. Approach the individual or business that holds a judgment against you and attempt to settle.

How long does it take to file a dismissed judgment?

Once you agree, the JC will complete a form called dismiss the judgment and file it with the court. All public records are reported to credit bureaus so you should see your new rating in about 30 to 45 days. A dismissed judgment is very different than a satisfied judgment. Remember that.

When to remove a public record from your credit report?

Oftentimes, the credit bureaus will only remove public records if the entry contains inaccurate information. If you see an error on your credit report due to identity theft or inaccuracies, you should dispute the entry with the credit bureau so that they can investigate and remove it.

Is there anything to lose by disputing a judgment?

You have nothing to lose by disputing the validity of the judgment or even settling it out of court to avoid that nasty record landing on your credit reports.

The individual or business who holds a judgment against you can voluntarily vacate the judgment. You can also petition the court directly to vacate a prior judgment. State and Federal laws give the courts the authority to vacate or modify prior judgements. Approach the individual or business that holds a judgment against you and attempt to settle.

Once you agree, the JC will complete a form called dismiss the judgment and file it with the court. All public records are reported to credit bureaus so you should see your new rating in about 30 to 45 days. A dismissed judgment is very different than a satisfied judgment. Remember that.

How long does a judgment stay on your record?

If, due to various roadblocks, you are not successful in having the negative mark removed because of nonresponse from the collection agency, the paid debt will generally stay on your report for seven years. However, a paid debt is far less damaging than an unpaid one, and it becomes less of an issue every year that goes by.

Oftentimes, the credit bureaus will only remove public records if the entry contains inaccurate information. If you see an error on your credit report due to identity theft or inaccuracies, you should dispute the entry with the credit bureau so that they can investigate and remove it.