What happens if you miss a bankruptcy hearing?

After you file for bankruptcy, you must go to a required hearing called the meeting of creditors (also called the 341 hearing). In most cases, if you don’t show up to your meeting of creditors, your bankruptcy will be dismissed.

Who can attend a bankruptcy hearing?

At the hearing, the petitioner (i.e. the creditor that instigated the bankruptcy proceedings) must attend or have legal representation in their stead. Other creditors will also have a right to attend the bankruptcy petition hearing (provided that a list of creditors is provided to the Court in advance).

What happens at a Chapter 7 bankruptcy hearing?

At the hearing, the bankruptcy trustee —the person responsible for overseeing your case—will verify your identity and ask questions about your bankruptcy filing under oath. Your creditors will also have the opportunity to ask you questions about your financial affairs and the information in your bankruptcy papers (but rarely do).

What happens at a bankruptcy meeting of creditors?

The meeting of creditors is essentially a hearing used to verify that the information contained in your bankruptcy papers is accurate and complete. You’ll also be required to prove your identity by presenting two forms of identification—usually a driver’s license (or a military identification card or passport) and your social security card.

What happens at the 341 meeting of creditors?

Everyone who files for Chapter 7 bankruptcy—both individuals and businesses alike—must attend a hearing called the 341 meeting of creditors. At the hearing, the bankruptcy trustee —the person responsible for overseeing your case—will verify your identity and ask questions about your bankruptcy filing under oath.

Where to find 341 notice of bankruptcy meeting?

The 341 notice tells you the date, time, and place of the meeting. (You can view a blank copy of the form by visiting the U.S. Court’s bankruptcy website.) The notice provides you with other relevant information, too, so it’s a good idea to keep it in a handy place.

What do creditors ask at a bankruptcy hearing?

At the meeting of creditors, the trustee will verify your identity and ask you questions under oath about the contents of your bankruptcy papers. Creditors will have a chance to ask questions about your financial affairs, as well, but rarely attend the meeting.

What happens at the meeting of creditors hearing?

Whether you file for Chapter 7 or Chapter 13 bankruptcy, you have to attend a hearing called the meeting of creditors (also called the 341 hearing) to answer questions about the information contained in your bankruptcy paperwork. The meeting of creditors is conducted by the bankruptcy trustee appointed in your case.

What to expect at your bankruptcy 341 hearing?

Here are some of the questions you can expect from the trustee at your bankruptcy 341 hearing. Please answer a few questions to help us match you with attorneys in your area. By clicking “Submit,” you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may contact you on the number you provided.

Can a trustee be appointed in a Chapter 7 bankruptcy?

For instance, in both Chapter 7 or Chapter 13 bankruptcy, the court will appoint a trustee to conduct a hearing that all filers must attend—the 341 meeting of creditors. If you file for Chapter 13, you or your attorney will also have to appear at a confirmation hearing. Depending on your case, you might be required to go to more.