Users' questions

Should I let someone borrow my car?

Should I let someone borrow my car?

We recommend not lending your car to someone who doesn’t have car insurance of their own because if they cause an accident in your car, then you would be liable for the costs that exceed your coverage limit.

Should you lend a friend your car?

Every so often a pal asks to borrow your car, and you lend it. Ever stop to think about who would pay if he got into an accident? The short answer: You would. “When you lend someone your car, you lend them your insurance,” says Lynne McChristian, a spokeswoman for the Insurance Information Institute.

What happens if my friend borrows my car?

You will need to use your insurance to pay for damages on your car, but you will not be charged for damage to another car if he crashes into it. If you have a friend who borrows your car but doesn’t tell you first, his insurance will become the primary coverage and yours will be considered secondary.

What to do if you borrow a car at the border?

If the officer has concerns about what is going on they will pull the driver aside for a secondary inspection. At this point they will look more closely at the vehicle ownership and the driver. They may want to actually call the owner so it would be helpful if they are available when the borrower gets to the border.

How often can a person Borrow my Car?

If you use the car once every month or two, you are most likely covered. If you use the car for one or two days, you are probably covered. However, if you use it for a number of weeks at a time, you are probably not covered.

Do you need a permission letter to drive a borrowed car?

There is no legal requirement for a permission letter but it is strongly recommended by both the U.S. and Canadian border services. We have a sample Permission letter that you can use. Please let us know if you have questions or run into any problems using this letter.

What happens if a friend borrows your car?

A General Rule of Thumb. As a general rule of thumb, remember that most insurance policies follow the vehicle, not the driver. The website notes that when a friend or family member borrows your car, “your car insurance is the primary coverage that would apply if a crash occurred.

Is it bad to lend your car to a friend?

Check out some reasons why you should never lend your car to someone. When you lend a friend your car, you also give them the insurance that goes with it. The financial risk can be severe if that person leads the vehicle to an accident.

What kind of car can I borrow from avail?

That’s your trip, your way. Avail drivers are consistently dazzled by the quality of the cars they borrow. Perfect for a few people and light packers. Most commonly available: Toyota Prius, Ford Fusion (Regular & Hybrid), Toyota Corolla, Volkswagen Jetta.

Can a friend take my car without my permission?

Non-Permissive Use by an Uninsured Friend: If your car is taken without your permission by an uninsured friend and crashes, you will be held liable. The best way to avoid risk and liability is to not lend out your vehicle to others. However, while never loaning your car to another might be sensible, legally speaking, it’s hardly neighborly.