Users' questions

Can a charging order be removed?

Can a charging order be removed?

The charging order on your home is recorded on the Land Registry until you pay the debt in full. It can then be removed by applying to the Land Registry.

Can you overturn a CCJ?

If you receive a County Court judgment (CCJ) you don’t agree with, you may be able to apply to cancel it by completing an N244 form and returning it to the court. When a CCJ is set aside, it is removed from your credit history. Setting aside a court judgment is usually only possible if you have a good reason.

Can you pay off a CCJ in Instalments?

If you’re issued with a CCJ, it’s important to pay off the judgment debt otherwise, you could end up facing more legal costs and other forms of enforcement activity. You will either have to pay off the whole amount at once, or in instalments. If you can, it’s best to try and pay all of what you owe as soon as possible.

How does a judgment debtor enforce a charging order?

If the judgment debtor still does not satisfy the judgment after the charging order on land has been imposed, the judgment creditor may enforce the charging order by selling the land charged through commencing proceedings by way of originating summons in accordance with Order 88 of RHC.

What happens when a final charging order is made?

If a final charging order has been made, you may be able to apply to the court to have it set aside. This means the debt goes back to the judgment stage and your creditor will have to reapply to the court if they want to take further action. This can give you more time to repay your debt.

What happens when a default judgment is entered?

A “default judgment” is a money judgment awarded against you simply because you failed to appear in the case and defend yourself. If the court has entered a default judgment against you, the plaintiff can collect it like any other judgment. That means she can try to garnish your wages or attach your bank accounts, among other things.

Can a district court impose a charging order?

Both the Court of First Instance of the High Court and the District Court are conferred with the power to impose charging order on any such property of the debtor for securing the payment of any money due or to become due under the judgment or order.

What happens if I ignore a default judgment?

Updated February 08, 2019. Before a person or a company to whom you owe money can win a judgment against you, they must first file a lawsuit in court. If you ignore the lawsuit, the court will enter an automatic judgment against you, known as a default judgment. Of course, even if you file an answer to the lawsuit, you can still lose the case.

When is a judgment or order is void?

A judgment or order may be void if the issuing court lacked subject matter jurisdiction over the action, if the court lacked personal jurisdiction over the defendant, if the judgment or order granted relief that the court had no power to grant, or if the judgment was procured by fraud on the court.

When do default judgments in civil lawsuits expire?

Like other kinds of judgments, default judgments will be enforceable for a period of years set by law. Many jurisdictions permit the renewal of judgments that are about to expire, providing additional time for the plaintiff to pursue collection remedies.

What happens if a court defaults on a lawsuit?

It also lets him know that, if he doesn’t take action, the court can enter default and then order a default judgment against him. The court isn’t counting down the days, nor will it leap in of its own accord to bar the defendant’s way to the courthouse door if he is late. This is your job as the person filing the lawsuit.