Will my insurance go up if someone scratched my car?

It won’t affect your auto insurance premiums as much as an accident, especially one where you’re at fault. But if the total cost to fix the scratch is not much more than your deductible, it probably isn’t worth it to file a claim.

How to make friends pay back the money they owe you?

Here are some of the things you can do to make friends pay back the money they owe you. Remind them about the loan a few days before his promised date of payment. Don’t feel awkward about doing this. A friendly email or a simple text message telling him that you need the money he promised for a personal obligation will not appear rude at all.

Can a trusted friend not pay you back?

Being owed money by a trusted friend who won’t pay you back is never a good situation to be in, and how you proceed will likely be determined by how much you want to maintain the friendship.

What should I do if my friend fails to pay?

When your friend fails to pay on the agreed day. Ask for a specific date when he can finally pay. Don’t take vague responses such as “next week” or “as soon as I get this money I’m expecting.” Also, the new date should be at most, two or three weeks away. Anything longer might encourage your friend to procrastinate in coming up with the money.

Do you have to repay gifts Your Ex gave you?

In your case you were given several gifts by your ex partner, which you did not think you would have to repay. You were also given cash and you believe this was also given as a gift and not a loan.

What happens if a friend takes my car without insurance?

Use of vehicle by a friend or family member: If your friend takes your car without your permission, their coverage would likely pay first and yours would step in to fill in the gaps. Use of your vehicle by an uninsured friend: If your friend takes your car without permission and is uninsured, you can expect your own car insurance coverage to pay.

What to do if your friend has an accident in your car?

If your car has been involved in an accident after you loaned it to a friend or family member, you might consider getting the help of an attorney, especially if your friend was uninsured, unlicensed, or impaired.

What happens if I loan out my car to another driver?

In reality, car insurance follows the vehicle. This means that if you loan out your car to driver who is not excluded on your policy (see “When Could You Be Held Liable?” below), your car insurance is the primary coverage that would apply if a crash occurred. The driver’s insurance would act as secondary (or excess) insurance.

Can a friend take your car without permission?

However, damages to your own vehicle would probably be covered under your own coverage. Use of vehicle by a friend or family member: If your friend takes your car without your permission, their coverage would likely pay first and yours would step in to fill in the gaps.