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Why would an insurance company be calling me?

Why would an insurance company be calling me?

The reason that the insurance company is calling you after your accident is that their goal is to give you the least amount of money possible. Their job is to save the insurance company money, which also means to make sure you receive as little money as possible.

Why do insurance companies call after accident?

When a car accident happens, the at-fault driver’s insurance company has one goal: pay out no compensation or pay as little as possible to the victim. This is why insurance companies often call accident victims soon after the accident.

What is it called when an insurance company goes after another insurance company?

Generally, in most subrogation cases, an individual’s insurance company pays its client’s claim for losses directly, then seeks reimbursement from the other party’s insurance company. Subrogation is most common in an auto insurance policy but also occurs in property/casualty and healthcare policy claims.

Do you get a call from your insurance company after a car accident?

After a car accident, you may receive a call from the other driver’s insurance company, regardless of how clear it may be that the other driver was at fault for the crash.

What happens if you don’t talk to your car insurance company?

In those circumstances, if you don’t speak with the other driver’s car insurance company, it will be a long time before you get a settlement check from the other insurance company, if at all.

When is it good idea to speak with the other insurance company?

You also shouldn’t speak with the other driver’s insurer if you have a car accident attorney or adjuster from your own insurance company who can speak on your behalf. Having said that, in some situations, it may make sense to speak with the other insurance company. When Is it a Good Idea to Speak with the Other Insurance Company?

Do you have to talk to the other driver’s insurance company?

You Are Not Required to Speak With the Other Driver’s Insurance Company. Let’s quickly answer the question that the title of this article poses: No, you are not legally required to speak with the other insurance company’s representative. Speaking to your own insurance company after a car accident is a different story, however.