What to do if you have a small fender bender?

Here are some things to keep in mind if you are involved in a fender bender:

1. Stop. First and foremost, stop the car.
2. Call the police. Once you’ve pulled over to the side of the road, call 911 and report the accident.
3. Take pictures.
4. Exchange information.
5. Don’t say too much.
6. Call your insurance provider.

What should I ask for in a fender bender?

According to the III, here’s the most important information drivers should exchange after an accident:

• Full name and contact information.
• Insurance company and policy number.
• Driver’s license and license plate number.
• Type, color and model of vehicle.
• Location of accident.

  Does a small fender bender raise your insurance?

  Fender benders can raise your premium if you are found to be wholly or partially at fault, with factors such as your driving history considered by your provider. But remember that your rates will not rise if you are deemed 100% not at fault.

  Should I get an estimate before filing a claim?

  For example, if you or another party has suffered a significant financial loss or physical injury, you should involve your insurance company. However, if the damage is minor or your vehicle is the only car involved, you might be better off getting an estimate prior to filing a claim.

  Why are fender benders classified as minor car accidents?

  Most insurance companies categorize fender-benders as minor car accidents because the people settle their claims quickly and seldom file lawsuits. Even minor accidents are stressful and inconvenient. Knowing what to do after a fender-bender will save you time, money and further aggravation. Protect Yourself After a Minor Car Accident

  What to do at the scene of a Fender Bender?

  Allstate auto insurance can help you stay protected for wherever the road takes you. Knowing what to do at the scene of the accident is an important part of filing a claim and, according to the Insurance Information Institute (III), it can help speed things along when you do. Here are some basic steps to take at the scene:

  What was the minor fender bender my husband was in?

  Husband was in a minor fender bender during work hours in which he was deemed not at fault by both the police and insurance company. Both his passanger and the other driver made claims to the WCB and … read more

  When to get a copy of a Fender Bender report?

  You should be able to request a copy of the official report within a week or two of the accident. Incident Report: Many fender-benders occur in parking lots. Large shopping centers and malls may have security guards who will write up an incident report.

  Does my car insurance cover a borrowed car?

  Does my car insurance cover me while driving someone else’s vehicle? The general rule of thumb is that car insurance follows the car, not the driver. Therefore, if you borrow someone’s car, you would be covered under their car insurance policy up to the policy limits they chose.

  When do you get in a Fender Bender?

  Fender benders are minor car accidents that typically occur when you’re driving at low speeds, such as when your car is rear-ended, hit when backing out of a parking spot or driveway, or tapped by a distracted driver.

  When to get a police report after a Fender Bender?

  Police reports heavily influence insurance adjusters. You should be able to request a copy of the official report within a week or two of the accident. Incident Report: Many fender-benders occur in parking lots. Large shopping centers and malls may have security guards who will write up an incident report.