What should I do if my spouse hides my credit card bill?

The problem is that a late payment could damage your credit rating – and your spouse’s if you share the account. Hiding the Bill. Your credit card bill arrives, and there’s a big expense on it that you know your spouse will flip out about. Rather than get into a fight, you quietly hide the bill in a drawer.

When did my wife rack up credit card debt?

My wife racked up our first credit card debt (about $13,000) back in 2002, shortly after we got married. I was upset, but I agreed to refinance our house to pay off the cards. She agreed that she wouldn’t pile up more debt.

How much money can you hide from your spouse?

Roughly 1 in 5 Americans who are in a relationship admit they have spent $500 or more without their partner’s knowledge. A smaller number — 6 percent — have taken the subterfuge a step further, leading financial double lives by maintaining hidden checking or savings accounts or using secret credit cards.

How can I tell if my husband is lying about money?

You’ve discovered evidence of a secret joint loan, from which they’ve siphoned off money. They’ve opened secret credit card accounts in your name. They’ve opened secret credit card accounts in their name. He or she has made secret purchases on credit cards. They’ve failed to pay bills as agreed.

How did my husband get into credit card debt?

Several months ago, we decided to begin the process of becoming homeowners. After meeting with a mortgage broker, who mentioned he’d be checking our credit reports, my husband was distraught. He soon confessed that he’d opened credit card accounts without telling me and he’d racked up $5,000 in debt.

Can a husband report his wife for using his bank card?

It’s common for husbands and wives to have separate accounts. I don’t believe it’s common for spouses to feel they need to document permission to manage household expenses. The bank, and local law enforcement, tend to be neither interested by claims that a wife used her husband’s bank card to pay household expenses.

Why did my husband Max out his credit card?

When I ask my husband about them, he claims each time that the bank or company has made a mistake and he calls to have the charges reversed, but I’m suspicious. I also found a letter from a bank denying my husband an increase in a credit limit he’d requested — again, without telling me.

Why did my husband confess to his secret credit cards?

Like sexual infidelity, the healing can’t begin until the partner who committed the betrayal stops doing it. Your husband hasn’t done that. He confessed to his secret debt not because he was ready to change but because he knew it would soon be revealed. He apologized and carried on as before.