Helpful tips

Is there no fault coverage for motorcycle accidents?

Is there no fault coverage for motorcycle accidents?

Motorcyclists are often confused as to whether they have No-Fault insurance coverage for motorcycle accidents because No-Fault is a listed coverage on motorcycle insurance policies. Even worse, hospitals, doctors and even health insurance companies incorrectly believe that motorcyclists are covered by no-fault when injured in a motorcycle accident.

What happens if you are injured in a motorcycle accident?

If you are injured in a motorcycle accident, you may be unable to obtain costly MRIs, surgery, physical therapy, and other medical treatment if you did not purchase medical insurance. Medical bills for motorcycle accidents usually cost between $30,000-$50,000 and can cost much more.

How old is the average person killed in a motorcycle accident?

In addition, motorcycle accident facts reveal that in New Hampshire — one of the three US states without any sort of helmet law — 50% of bikers drive without a helmet. 4. The average age of a motorcyclist killed in a road accident was 43 in 2016. It’s not just young riders who are overrepresented in motorcycle traffic fatalities.

Where does the majority of motorcycle accidents occur?

The majority of bike accidents occur at busy intersections. The most likely places for motorcycle crashes are intersections, with other drivers blocking bikers’ right-of-the-way or flouting traffic rules. This statistic is in line with the findings of a study in which researchers noted that 40% of all crashes involve intersections.

Motorcyclists are often confused as to whether they have No-Fault insurance coverage for motorcycle accidents because No-Fault is a listed coverage on motorcycle insurance policies. Even worse, hospitals, doctors and even health insurance companies incorrectly believe that motorcyclists are covered by no-fault when injured in a motorcycle accident.

If you are injured in a motorcycle accident, you may be unable to obtain costly MRIs, surgery, physical therapy, and other medical treatment if you did not purchase medical insurance. Medical bills for motorcycle accidents usually cost between $30,000-$50,000 and can cost much more.

Do you have to Bill hospital for motorcycle insurance?

Do not give your motorcycle insurance info to the hospital or any doctors, even if they tell you they have to have it. They must bill your health insurance. If you have any questions or difficulties with the hospital or doctors or don’t have any health insurance, we’ll be happy to answer your questions for free.

Is there no fault insurance in New York?

Consequently, New York State No-Fault insurance benefits are NOT available to motorcyclists on motorcycles, scooters, mopeds, or their passengers. So, why is No-Fault coverage listed on my NYS motorcycle insurance policy?