Helpful tips

Is the condo above mine flooded or damaged?

Is the condo above mine flooded or damaged?

We have a rental condo. Yesterday evening my tenant informed me that the unit above mine had major flooding (on Saturday) as a result of some washer machine problem, and there is some visible damage (and who knows how much non-visible damage) that has taken place.

What happens when water comes through the roof of a condo?

For example: water comes through the roof, intrudes into and damages upper condo unit #1, passes through and damages the common element walls and floors along the way, then ends up in, and damages, lower condo unit #2. Who is responsible for damage to the roof, condo unit #1, condo unit #2, and all the common elements in between?

What happens if there is water damage in an upstairs condo?

In most cases, accidental water damage from the unit above yours is covered by your homeowners insurance on your condo and belongings. If it’s possible to prove the damage was preventable, your insurance company may pursue further action with the neighbor’s insurance carrier.

Who is responsible for a flooded condo in Florida?

A unit owner should first know that pursuant to Florida Statute § 718.111 (11) (f), their condo association is responsible for everything but the following list of items, which are the unit owner’s responsibility:

We have a rental condo. Yesterday evening my tenant informed me that the unit above mine had major flooding (on Saturday) as a result of some washer machine problem, and there is some visible damage (and who knows how much non-visible damage) that has taken place.

Who is responsible for water damage in a condo?

However this time the damage is much bigger (estimates range from $4500 – $5500) and I am not paying myself this time. The Condo management company is being very hard to deal with and claim that this is typically unit owners responsibility. Who is responsible for the damage? My flood ins policy covers $2000 damage and have a deductible of $500.

In most cases, accidental water damage from the unit above yours is covered by your homeowners insurance on your condo and belongings. If it’s possible to prove the damage was preventable, your insurance company may pursue further action with the neighbor’s insurance carrier.

What happens if you have a water leak in your condo?

Water damage weakens ceiling structural supports. Water-logged tiles become heavy and fall from the ceiling. Pools of water on floors create electrocution hazards. Water dripping through a ceiling light fixture can start a fire. In most cases, the unit owner above you is responsible for water leaks that originate in his or her condo.