How do you decline a recorded statement?

If you receive a call from the other driver’s insurance company requesting a recorded statement—just say no… courteously. You are not required by law to make a recorded statement to the other driver’s insurance company unless court ordered to do so.

What happens after recorded statement?

Once you give a recorded statement, you can’t take it back. Anything you say will become part of your claim. That’s why it’s so important to be well-prepared. If the adjuster calls before you’re ready, politely say you’re busy and ask to reschedule.

Can you refuse a recorded statement to insurance company?

You have the right to refuse a recorded statement if you don’t have legal representation. When insurance adjusters contact you for a recorded statement, you can direct them to speak with your lawyer to help protect your rights to the fullest. A lawyer prevents the insurance adjuster from using your words against you.

Why does my insurance company want a recorded statement?

WHY DOES my insurance company want a RECORDED STATEMENT? If you reported the crash to your insurance company, it may want a statement to determine who is at fault for the accident. The insurance company may also want information about the extent of your damages and injuries.

Do I have to give a recorded statement?

The recorded statement is your account of what happened during the accident, which the claims adjuster will record for potential use later. No federal or Texas state law requires you to agree to give a recorded statement. Doing so generally will not benefit you, and instead could hurt your claim to damages.

What is the purpose of obtaining a recorded statement?

A recorded statement is an opportunity for you to explain to the adjuster exactly what did, and did not, occur in connection with your accident. This is an important part of the evaluation process an insurance company goes through when determining how to handle your claim.

Do I have to give the insurance company a recorded statement?

Following a car accident, an insurance company may ask you to provide a recorded statement. If this insurance company is the other driver’s, there is no reason to do this. If it is your own, you may be obligated.

Should I give a recorded statement to my insurance?

The short answer is that a written statement is the best option in almost every circumstance. You should avoid giving a recorded statement about an accident to a claims adjuster or other insurance representative, even if they tell you this may delay your claim.

Can a no fault insurance company demand a recorded statement?

If you get into a car accident in one of the dozen or so no fault states, and your own insurance company demands that you give it a recorded statement before it will pay you benefits, it may have a right to the statement depending on state law.

Can a recorded statement help an unrepresented injured person?

Giving an insurer a recorded statement in a personal injury case will almost never help an unrepresented injured person’s case. All giving a statement to the insurer does is give the insurer more information with which to defend the case, refuse the claim outright, or come up with a lowball settlement offer.

Can a person give a recorded statement in a civil case?

In cases that will probably be settled without filing a lawsuit, attorneys will only allow their clients to give a recorded statement with the attorney present. That way, the attorney can keep the claimant from saying anything that may hurt their claim, and make sure the adjuster doesn’t ask inappropriate or irrelevant questions.

What happens when you give a recorded statement?

Within a few days, an adjuster for the insurance company of the guy who hit you calls on the telephone. The adjuster wants you to give a recorded statement telling her how the accident happened and also asks you to provide some personal information.

In cases that will probably be settled without filing a lawsuit, attorneys will only allow their clients to give a recorded statement with the attorney present. That way, the attorney can keep the claimant from saying anything that may hurt their claim, and make sure the adjuster doesn’t ask inappropriate or irrelevant questions.

Within a few days, an adjuster for the insurance company of the guy who hit you calls on the telephone. The adjuster wants you to give a recorded statement telling her how the accident happened and also asks you to provide some personal information.

Can you request a recorded statement in Virginia?

Editor’s Note: If by mistake you do give a recorded statement to the insurance company, you are entitled to a copy of it if you request it, under Virginia law. (Va. Code sec. 8.01-417).

What happens if you give a recorded statement after a car accident?

You’ve been in an auto accident that wasn’t your fault. Within a few days, an adjuster for the insurance company of the guy who hit you calls on the telephone. The adjuster wants you to give a recorded statement telling her how the accident happened and also asks you to provide some personal information.