How can someone garnish my checking account?

06/10/2020 by Ayden Rudd

How can someone garnish my checking account?

Page Contents

1 How can someone garnish my checking account?
2 How many offices does Wachovia have in the world?
3 What to do if you get a garnishment notice from a debt collector?

According to the law, a creditor needs to win a judgment in order to garnish your account. In other words, the lender must file a lawsuit, which requires an attorney to deliver notice to both the borrower and the court.

Where can I Find my Wachovia bank account?

The integration of Wachovia and Wells Fargo is complete, and all Wachovia accounts have been moved to Wells Fargo. Need help? If you are a customer and want to access your accounts online, please go to wellsfargo.com. If you have questions, please call us at 1-800-TO-WELLS (1-800-869-3557).

Is the Wachovia Bank part of Wells Fargo?

Wachovia is a bank that is now a part of Wells Fargo. If you already have a Wachovia personal or business checking account, you can access that account online. Accessing your account online is free, but there is a monthly fee for using QuickBooks or Microsoft Money to manage your account.

How many offices does Wachovia have in the world?

Globally, Wachovia served clients in corporate and institutional sectors and through more than 40 international offices.

How to handle a paycheck or bank account garnishment?

How to Handle a Garnishment. You’ve just learned that one of your creditors is starting to take money out of your paycheck or even out of your bank account! This is called a garnishment. It’s a legal collection action that creditors in some states can take to collect after they’ve obtained a judgment against you.

Can a creditor garnish your bank account without notice?

Can a creditor garnish your bank account without notice? Yes, in most states, a creditor can garnish your bank account without notice. If a creditor were required to give a debtor advanced notice that a judgment creditor was going to garnish an account, the the debtor would have the opportunity to empty the account in advance of the garnishment.

What to do if you get a garnishment notice from a debt collector?

If your creditor or debt collector gets a judgment against you, the next step is filing paperwork to start the garnishment process. You’ll be notified of this as well. These notices will say something like “Notice of Intent to Levy” or “Notice of Intent to Garnish.”