Users' questions

Do all mortgage lenders call your employer?

Do all mortgage lenders call your employer?

Mortgage lenders verify employment by contacting employers directly and requesting income information and related documentation. Most lenders only require verbal confirmation, but some will seek email or fax verification. Lenders can verify self-employment income by obtaining tax return transcripts from the IRS.

Why would my mortgage company call me?

Other factors that could trigger a call include a history of late payments, rising debt on other credit accounts or a drop in your credit scores. It’s also possible that your mortgage servicer is just being paranoid and harangues every borrower who doesn’t pay on or before the due date.

Why do mortgage companies keep calling me?

Can a neighbor simply agree where the boundary should be?

Can my neighbor and I simply agree where the boundary should be? Yes. If you and your neighbor have agreed where you both want the property boundaries to be, then you both can make a “lot line agreement,” also called a “lot line adjustment agreement.”

What are the rights and responsibilities of a neighbor?

The owner is obligated to maintain the tree and avoid being negligent in any way that might injure any person or damage the property of the neighbor, for example by failing to trim the branches properly.

Can a lot line agreement be made with a neighbor?

If you and/or your neighbors are still both paying off mortgages on your properties, however, then you will probably need to consult with an attorney before making a lot line agreement. Your bank may prevent you from making such an agreement and instead insist that you hire a licensed surveyor to survey the land. Thank you for subscribing!

Do you have to send notice before assigning a mortgage?

The original mortgage lender does not have to send notice before assigning a mortgage, and the permission of the borrower is not required. The new mortgage company does have to send a letter or notice to the borrower about the assignment of the loan.

Can you get a home loan from neighbors bank?

At Neighbors Bank, we believe friendly, personal service is every bit as valuable to your homebuying process as our mortgage expertise. We specialize in low down payment loans and help you evaluate all of your mortgage options to find the best fit. You can get to closing quickly and efficiently with an experienced team on your side.

How are neighbors bank reviews on Zillow.com?

Neighbors Bank Reviews On Zillow, Neighbors Bank has a solid 4.76-star rating out of 5 from about 80 reviews, with many highlighting the ease of working with them, along with the attention to customer service. And on Google, they have a 4.7-star rating out of 5 from more than 200 customer reviews.

Can my neighbor and I simply agree where the boundary should be? Yes. If you and your neighbor have agreed where you both want the property boundaries to be, then you both can make a “lot line agreement,” also called a “lot line adjustment agreement.”

If you and/or your neighbors are still both paying off mortgages on your properties, however, then you will probably need to consult with an attorney before making a lot line agreement. Your bank may prevent you from making such an agreement and instead insist that you hire a licensed surveyor to survey the land. Thank you for subscribing!