Users' questions

Can my friend add me to his car insurance?

Can my friend add me to his car insurance?

Adding Someone To Car Insurance Temporarily In most cases, no. An auto insurance policy typically covers you, your spouse or partner and relatives who live in your home. And it can extend to other licensed drivers who have permission to drive your insured vehicle.

Can a 21 year old drive a friend’s car?

Some information in it may no longer be current. My 21-year-old son doesn’t have a car and we took him off our insurance — but he does drive friends’ cars as their designated driver. He’s covered by their insurance as long as he has their permission, right? But could he still be liable if an accident exceeds what the owner’s coverage would pay for?

What happens if my adult child drives my car?

If your adult child, or anyone else for that matter, drives your car, the driver is covered by your auto insurance policy.

Should young drivers stay on their parents’auto policy or?

A new study suggests the latter option is the way to go. A recent Quadrant Information Services study, commissioned by InsuranceQuotes.com, examined the economic impact of a young driver getting his or her own insurance policy versus being added to a parent’s existing policy. The findings were quite significant.

Can a 18 year old get an auto policy?

Meanwhile, an 18-year-old driver in states such as Illinois, Alaska and Florida pays just seven percent more for an individual policy compared to being added to an existing one. And in Arizona, Hawaii and Illinois, it actually becomes cheaper, on average, for a young driver to get his or her own policy after turning 19.

If your adult child, or anyone else for that matter, drives your car, the driver is covered by your auto insurance policy.

Can a 20 year old drive a car?

There may be occasions when parents of a 20-year-old driver who is either still living at home or away at college may want to take steps to separate his liability from their own: Putting the car he drives in his name. Removing him from their auto insurance policy.

Can a 19 year old Buy Car Insurance?

Most states consider a 19-year-old to be an adult, so drivers at this age can buy their own car insurance. However, mom and dad frequently take the easier — and cheaper — approach of putting the teenager on their policy, especially if he or she lives at home.

What happens if I let a friend Drive my Car?

If you gave your friend permission to drive your car, your car insurance would typically be deemed the primary coverage. However, since they also have car insurance, their insurance would probably be considered secondary coverage.